What are the best ways to save money online in 2021? In-Depth Mega-Article

This post may contain Affiliate Links. However all our content is our honest opinions and we never promote scams. Read our Affiliate disclaimer here.

save money online in 2021
Share on facebook
Share on twitter
Share on whatsapp

Everyone’s looking for the best ways to make money while forgetting the easiest way to get more for less effort. Saving money!

That’s why we’ve collected together some of the best services and websites online that you can use to save money online in 2021. From cashback offers to bargain-priced goods there are so many different ways to save money online you can sometimes feel overwhelmed. That’s why we’ve sorted all the ways you can save into different categories while analysing the pros and cons of each method, so you can leave having chosen the best methods for you.

Let’s save some money!

What Ways Can you Save Money Online in 2021?

The best ways to save money online in 2021 can be grouped into different categories wich we will review individually and asses what service is the best way to save money in each category.

The categories of ways to save money online are:

  • CashBack
  • Discount Codes
  • Discount Shopping
  • Personalised Offers
  • Price Tracking

Which category can save you the most money? The answer is, to save the most money that you can a combination of all these categories will get you saving the most money that you can. Where you will save the most is using the best ways from each category, so we have reviewed and analysed all the best ways to save money so you can choose the ways that suit you.

How can I save money online with CashBack?

best ways to save money online with cashback

When shopping on the internet, every purchase you make could be landing money straight back into your pocket. The way to make this happen is cashback apps, which pay you a percentage of what you spend back when you spend money online. Most of the time all this takes is adding a browser extension or signing up to a website and you can get straight into saving money.

How can I use Swagbucks for cashback?

how to use swagbucks for cashback to save money

Swagbucks is a BeerMoney site (a site where you complete tasks online to earn some extra side money) which has a feature called the SwagButton that you can use to earn cashback. The best part about Swagbucks cashback is its massive $10 / £10 bonus that you receive the first time you make a purchase with Swagbucks shopping. Swagbucks shopping is Swagbucks cashback section.

swagbucks $10 cashback bonus swag-up
The Swagbucks $10/£10 bonus on the swag-ups page

How do you earn a $10 / £10 bonus when getting cashback with Swagbucks for the first time?

  1. Sign up for Swagbucks
  2. Install the swag button browser add-on for free (you will earn 50 SB for doing this (50 cents))
    install the swagbutton for cashback with swagbucks
  3. Activate your bonus on the swag-up page
  4. Make your online shop on one of the hundreds of eligible online stores
  5. Click on the swag button to apply discounts and activate cash back at the checkout
  6. Pay for your shopping and receive both the cashback for your purchase as well as your $10 / £10 bonus!

How can I earn an extra $3 bonus with Swagbucks?

If you sign up from our Swagbucks link if you earn more than 300 Swagbucks ($3) within your first month of using Swagbucks, you will receive a bonus $3. This means if you sign up with us and earn your $10/£10 bonus from cashback you will make $13.50+ ($10 bonus + $3 bonus + $0.50 for adding swag button + cashback from your order)

What can I cash out with Swagbucks?

swagbucks rewards to cash out once cash back has been earned

Once you have earned your cashback and bonuses you can cash out to a large variety of options. PayPal, iTunes, Amazon and more can be bought with the ‘Swagbucks’ that you have earned.

However, you have to cash out to certain values like $5, $10, $15, etc. rather than being able to cash out all of your balance at once. Also, be aware that some cashout options are cheaper than others and sales can often mean you can get rewards for cheaper too.

Pros and Cons of using Swagbucks for Cashback

Pros of using Swagbucks for Cashback:

  • Extremely large first-time bonus
  • Easy to install the Swag button
  • Can earn with more than just cashback if you want to top up your balance
  • Cashout to an extremely large variety of options

Cons of using Swagbucks for Cashback

  • Swagbucks usually offers lower cashback percentages than its competitors
  • You can’t cash out your entire balance at once unless you have the exact amount of Swagbucks

Sign up to Swagbucks

If you would like to use Swagbucks to save money online using cashback, sign up below.

Sign up for Swagbucks for $13+ of bonuses available

Install the SwagButton to get cashback on your shopping

How can I use Quidco for cashback?

how to save money using quidco cashback

Quidco is a UK Website and app that you can use to get some of the highest cashback rates going. It promises to give the highest cashback on over 4,500 retailers for its users that are Premium members and will pay double the difference if one of their competitors beat them.

How can you earn CashBack with Quidco?

  1. Sign up for Quidco
  2. Search for the website you want to make a purchase from
  3. Click ‘Get cashback’
  4. A pop-up will appear. Press ‘I understand, visit retailer’
  5. This will take you to the website that you want to purchase something from. Shop for whatever you want then complete the order.
  6. Once you have paid you will receive your cashback in less than 24 hours.
how to earn cashback with quidco to save money

Another way that you can earn with Quidco is by installing their Quidco Cashback Reminder extension.

This will notify you when you visit a site eligible for cashback with Quidco so you can click ‘activate cashback’ to make sure that you receive cashback on your order.

quidco activate cashback browser extrention reminder
quidco cashback redirect for sainsbury's

When you sign up for Quidco you will be automatically signed up for their ‘premium membership’. This will cost you £1 of your cashback per active month. This means if you use Quidco in a month they will take away £1 from your Quidco balance. The advantages of Quidco Premium are:

  • Cashback at 4500+ retailers
  • Up to 10% top-up on cashback rates
  • Double the Difference Highest Cashback Guarantee
  • Up to 20% payout bonuses
  • Ad-free experience
benefits of quidco premium cashback to save money

Should I use Quidco Premium?

Whether you should use Quidco premium depends on how much you will use it. If you are going to use Quidco as your primary cashback website and do lots of online shopping then the extra cashback that you will earn will probably exceed the £1 a month that Quidco Premium costs. However, if you rarely shop online or use other cashback sites rather than Quidco, Premium membership probably isn’t for you.

How can I downgrade to Quidco Basic?

  1. Navigate to your profile, the profile icon next to the ‘You’ve earned’ value
  2. Click settings
  3. On the menu on the left, click account type
  4. Scroll to the bottom of the page and click ‘Downgrade’
  5. Click ‘Continue’
  6. Choose the option to say why you are downgrading then click continue again
  7. Your Quidco account will now have been downgraded to Basic

What can I cash out with Quidco?

Quidco offers 55 different of cash out options that also include percentage bonuses for some cashout options. The amount of bonus cash out depends on what type of cash out option you choose and whether you are a Premium or Basic member. Here are some of the most popular cashout options:

Cashout optionMinimum WithdrawalBasic Payout BonusPremium Payout Bonus
PayPal£1NoneNone
Bank Transfer£1NoneNone
Uber£158%15%
M&S£14%8%
Sainsbury’s £12%4%
Tesco£12%4%
Debenhams£18%15%
Amazon UK£101%2%
Costa£55%10%

Pros and Cons of using Quidco for Cashback

Pros of using Quidco for Cashback:

  • Very high cashback rates
  • Available on both desktop and mobile
  • Lots of cash out options
  • High bonuses on some cash out options

Cons of using Quidco for Cashback:

  • Premium membership can cost you if you don’t use Quidco much
  • Quidco is not available in the US

If you would like to use Quidco to save money online using cashback, sign up below.

Sign up to Quidco for high cashback rates and bonuses

How can I use TopCashBack for cashback?

how to use topcashback for cashback online to save money

TopCashBack is another cashback website that you can use in both the UK and the US. Like Quidco, it promises to give the highest cashback percentages. Also, like Quidco, it offers a Basic account and a ‘Plus’ account which offers higher cashback percentages which we will discuss later.

How can you earn cashback with TopCashBack?

  1. Sign up to the United Kingdom TopCashBack or the United States TopCashBack site
  2. Search for the site you that you want to get cashback on
    topcashback search
  3. Choose the site from the search results
    search results at topcashback to save money asos
  4. Click ‘Get Cashback Now’
    topcashback get cashback now button
  5. You will be taken to the website that you want to purchase something from. Shop for whatever you want then complete the order
    topcashback redirect for cashback
  6. After you have paid you will receive your cashback within 24 hours

You can also install the TopCashBack Notifier, a browser extension that reminds you when you visit a website that is eligible for cashback.

topcashback uk reminder plugin for cashback
topcashback browser extension popup reminder

TopCashBack Account Types

TopCashBack has two account types: Classic and Plus. Much like Quidco, the Plus account gives extra benefits in return for a small payment. However, TopCashBack’s Plus membership is cheaper than Quidco’s Premium membership as it costs only £5 a year compared to £1 a month for Quidco (£12 per year).

The advantages of TopCashBack plus are:

  • 10% Extra Top Up when a merchant isn’t offering an exclusive deal (Basic gives 1%)
  • £7.50 tell-a-friend bonus (Basic gives £5)
  • 25% extra payments through reward wallet (Basic gives up to 15%)
  • No external sponsored adverts around the site
  • Exclusive Plus Member promotions
  • Exclusive Plus Member competitions
  • Enhanced monthly cashback statements
  • + all the benefits of a Classic account

Should I use TopCashBack Plus?

When you sign up to TopCashBack you are automatically enrolled into plus membership. You don’t need to pay TopCashBack, but they’ll take the £5 a year away from your cashback earnings on the site. If you are going to use TopCashBack as your main cashback website, we definitely recommend it as the bonuses will easily be worth more than the £5 you spend a year. (For example, if you refer two friends as a Plus member you will have already made back the £5 in the two extra £2.50s you have earned from Plus membership).

However, if you are just trying out the site or use other sites for cashback, we recommend that you downgrade to Classic to avoid losing any cashback that you earn on the site.

How can I downgrade to TopCashBack Classic?

  1. Click ‘Account’ at the top of the TopCashBack website
    topcashback account
  2. Click ‘My profile’ in the grey menu
    topcashback my profile to downgrade
  3. Click ‘Membership Details’ in the navigation menu on the right
    topcashback navigation menu
  4. Scroll to the bottom and click ‘Downgrade from TopCashBack ‘Plus to ‘Classic’
  5. Explain why you want to downgrade then press the green ‘Downgrade’ button
    topcashback downgrade form

TopCashBack Bonuses

When you sign up with our link and earn £10 / $10 cashback, you will earn a free £5 / $5 bonus!

TopCashBack UK – £5 bonus when you earn £10

TopCashBack US – $5 bonus when you earn $10

What can I cash out with TopCashBack?

With TopCashBack there is the Rewards Wallet and Direct Payment. Direct Payment consists of Bank Transfer and PayPal.

Direct Payment MethodMinimum Payout
Bank Transfer£0.01
Paypal£0.01

The other way that you can cashout is through the Rewards wallet. To cash out to any of the rewards wallet options you must transfer the cashback that you have earned into the rewards wallet. Once you have money in your rewards wallet you can cash out to any of its options with an added percentage bonus. Note: Plus members get a higher percentage bonus on rewards wallet cashouts

topcashback rewards wallet

Here are some of the popular TopCashBack Rewards Wallet Cashouts:

Rewards Wallet Cashout TypePercentage Bonus (Plus account)Minimum Payout
Just Eat5%£15
Amazon.co.uk e-Gift Card 2%£0.01
Google Play e-Gift Card5%£5
Xbox e-Gift Card 5%£10
Footlocker e-Gift Card10%£5
Nike e-Gift Card10%£5
Sainsbury’s e-Gift Card5%£1

Pros and Cons of using TopCashBack for Cashback

Pros of using TopCashBack for Cashback:

  • High cashback rates
  • Available in both UK and US
  • High bonuses on Rewards Wallet
  • Lots of cash out options
  • Helpful browser extension

Cons of using TopCashBack for Cashback:

  • Plus membership can cost you cashback if you are not a regular user
  • Slow customer support

If you would like to use TopCashBack to save money online using cashback, sign up below for a £5 / $5 bonus when you earn £10 / $10 cashback:

TopCashBack UK – £5 bonus when you earn £10

TopCashBack US – $5 bonus when you earn $10

How can I use Honey for cashback?

how to use honey for cashback

Honey is a coupon code extension for web browsers that has an added feature called ‘Honey Gold’ that allows you to earn cashback for purchases you make online. Rather than having to painstakingly search through many different websites to find a discount code that works, with 1 click honey automatically applies the best discount codes to your order.

How can I use Honey for Cashback?

  1. Install the Honey browser extension
    Install the honey browser extention to save money
  2. You will be redirected to the sign-up page. Sign-up for a honey account
    sign up for honey
  3. Click on the browser extension icon in the top right. If you aren’t already signed in, sign in.
    sign into honey extension
  4. Go to whatever website you want to earn cashback on and complete your shop (this site must be eligible for honey gold)
  5. At the checkout, click the honey extension icon on your browser then click ‘Activate’ (You can also apply discount codes if there are any available)
  6. Complete your purchase and you will receive your Honey Gold as a form of cashback

As well as earning cashback, you can use Honey to automatically apply discount codes to save money.

honey automatically applying voucher codes to save money

What can I cash out with Honey?

Honey allows you to cash out your Honey gold in exchange for gift cards. The current exchange rate for Honey Gold is:

1,000 Honey Gold = $10

1,400 Honey Gold = £10

Some of the Gift Cards that are available to cashout at honey are:

  • Amazon
  • Walmart
  • iTunes
  • Google Play
  • Target
  • Ebay
  • Nordstrom
  • Sephora
  • Groupon

Note: the minimum you can cash out is £10 / $10 so you will have to earn at least 1,000 Honey Gold or more if you want to cash out.

Pros and Cons of using Honey for Cashback

Pros of using Honey for Cashback:

  • Extremely quick to install and hassle-free to use
  • Saves lots of money with automatic discount codes
  • Can sometimes save more than other cashback sites due to the cashback and discounts combined
  • $1 sign up bonus helps you get started

Cons of using Honey for Cashback:

  • Low cashback rates compared to its competitors
  • Not as many websites that give cashback compared to its competitors
  • No PayPal or Bank transfer cashout

If you would like to use Honey to save money with CashBack and automatic discount codes sign up below for a $1 starting bonus when you set up your profile.

Sign up to Honey for CashBack and Discounts

What’s the best way to save money online using Cashback?

To save the most money that you can with cashback we recommend that you take advantage of multiple websites in order to increase the number of bonuses you receive.

1) Sign up for Swagbucks, add the swag button, activate your £10/$10 bonus in the Swag-ups then make a purchase from Swagbucks shopping.

swagbucks bonus purchases

What you will earn:

  • 50 cents for adding the SwagButton
  • £10/$10 bonus for making a purchase from ‘Swagbucks shopping’
  • $3 bonus for signing up with our link and earning more than 300 SB in the first month
  • $? the cashback you received from your purchase from Swagbucks shopping

Total: $13.50+

To earn almost $15 for making a single purchase that you would anyway is a great way to boost your cashback earnings. However, after you have cashed out of Swagbucks we recommend using other cashback sites as they give higher cashback rates.

2) Sign up for TopCashBack UK or TopCashBack US, earn $10/£10 then earn a $5/£5 bonus

topcashback offer

What you will earn:

  • The $10/£10 cashback from your regular shopping
  • A $5/£5 bonus

You must sign up with the links above to be eligible for the bonus. Getting an extra $5/£5 ontop of TopCashBack’s extremely high cashback percentages is a great offer that you won’t want to miss. Before you complete this offer we recommend that you also complete the Swagbucks offer (above) due to the extremely large bonuses that it offers. If you enjoy using TopCashBack while completing this offer we recommend that you use it as your main cashback website as it has the highest cashback percentage around.

3) Install Honey and try out Honey Gold

What you will earn:

  • Honey gold from every eligible shop
  • $1 bonus once you set up your account and complete the tutorial
  • Save $$$s with the best discount codes being automatically applied

Despite Honey Gold not being available on as many websites as its cashback competitors, often the discount codes that Honey provides are of more value than the cashback that other sites provide. If you would like to try honey for yourself you can install it here. We will go more in-depth into Honey discount codes in the next section: How can I save money online with discount codes?

How can I save money online with Discount Codes?

best ways to save money online with discount codes

Discount codes are one of the most popular ways to save money online. They’re easy to use (once you have them) and everyone has probably used one at least once. All it takes to save money is finding the best discount codes that you can, which is why we have analysed the best ways to find discount codes so you can leave knowing you will always get the best price.

How can I use Honey for automatic discount codes?

Honey is a free browser extension that automatically tries out the latest discount codes on your basket when shopping online. It can also be used to get cashback on some websites (as we discussed above). The best part about honey is that it makes sure that every currently working code is tested with your order to make sure that you get the best price. Also, discount codes are constantly being added to Honey every day.

How can I use Honey for Automatic Discount Codes?

  1. Install the Honey browser extension
    Install the honey browser extention to save money
  2. You will be redirected to the sign-up page. Sign-up for a honey account
    sign up for honey
  3. Click on the browser extension icon in the top right. If you aren’t already signed in, sign in.
    sign into honey extension
  4. Go to whatever website you want to get a discount on and complete your shop
  5. When at checkout click the Honey browser extension icon (honey may automatically open before this) Then click ‘Apply Discounts’
    honey apply discounts automatically
  6. Honey will automatically test discount codes and apply the ones that save you the most money.
    honey automatically applying discount codes
    honey discounted price $11 saved

The best part about Honey is that you know that you are always getting the very best discount codes applied and it only takes seconds to try them out.

Pros and Cons of using Honey for discount codes

Pros of using Honey for discount codes:

  • Free to install and no paid memberships
  • Applies discount codes extremely quickly
  • Applies the discount codes that save you the most money

Cons of using Honey for discount codes:

  • No mobile app, Honey can only be used on a computer.

If you would like to use Honey to save money using discount codes click the link below to install it right now!

Install Honey for Automatic Discount Codes

How can I use discount code websites to save money online?

use discount code websites to save money online

Another way to find discount codes so you can save money with your online purchases is through discount code websites. These websites usually list codes that users submit in and sometimes have a rating system where you can vote whether the code worked for you or not. Discount code websites can help you save the occasional amount of money, but alternatives like Honey are much quicker and ensure you use the codes that save you the most money.

How can I use discount code websites to save money online?

  1. Shop at whatever website you want to get a discount on and add your items to the basket
  2. Go to Google and search the name of the store and discount codes (e.g. “Nike discount codes”
  3. Choose one of the websites on the results
  4. Click ‘Get Code’ on the code that you want
    nike discount codes
  5. Add the promo code to your order at the checkout
    nike promo code
  6. You should now have a discount added to your order. If your code did not work repeat this until you have a working code

Unfortunately using code websites to get discounts can be frustrating and time-consuming, especially if the codes you find don’t work. Also, you never know whether you have actually saved the most money that you can as you don’t physically have enough time to try all of them. https://www.vouchercodes.co.uk/ (UK) can help with finding codes that work as they have a £20 guarantee that they will give you if their codes do not work. Honey can help with making sure you have saved the most money that you can as it tries all the best codes with your order automatically.

Pros and Cons of using Discount Code websites to save money

Pros of using Discount Code websites to save money:

  • You can save lots of if you are lucky
  • You can use them on computer and mobile

Cons of using Discount Code websites to save money:

  • Very time consuming
  • Many codes don’t work
  • Most of the time you don’t save the most you can

How can I use Newsletters and Personalised emails to get discount codes?

how to use newsletters and personalised emails to get discount codes

Another way to get discount codes to save money on your online shopping is by signing up to newsletters and personalised emails. Often companies send out discount codes/offers in their newsletters which you can use to save some money. An advantage of these codes is frequently the codes are personalised and can’t be found anywhere else on the internet. For example, some companies send you a personalised discount code on your birthday that only you can use!

How to sign up for Newsletter and Personalised emails

nike newsletter sign up for discounts

Signing up for newsletters is as simple as submitting your email into a Newsletter sign up box. Usually, you will have to click on a link in an email sent to you once you sign up to verify your email, so make sure that you trust the website. In order to receive personalised emails, you usually will have to sign up for a free account with the website which will require more of your credentials.

Pros and cons of using Newsletters and Personalised emails to get discount codes

Pros of using Newsletters and Personalised emails to get discount codes:

  • Offers and discounts are sent straight to your inbox
  • You may get discounts that aren’t available from anywhere else

Cons of using Newsletters and Personalised emails to get discount codes:

  • You may receive lots of useless emails
  • Some websites may not send offers in newsletters

Share this post with your friends

Share on whatsapp
Share on twitter
Share on facebook
Share on pinterest
Share on reddit

Subscribe to our Newsletter

Subscribe to our Newsletter, for updates on new articles and the latest great BeerMoney deals!

Leave a Reply

Your email address will not be published. Required fields are marked *